February 2023 – Vs1

IO Solutions International Ltd

Terms and Conditions

These terms and conditions (these "Terms") create a binding agreement between IO Solutions

International Ltd, with registration No. 206974037, licensed by the Financial Supervision

Commission (‘‘FSC’’), having its registered address at 1113 Sofia City, Sofia District, Sofia

Municipality, Izgrev District, 12, Nikolay Haytov Str., floor 3, office 10, ("IO Solutions

International Ltd ", "We" or "Us") and you, and control the use of this site (the "Site"), which was

created by Io Solutions International Ltd in order to provide services and acts as agent to purchase

and sell Bitcoins (BTC), Ether (ETH) and/or any other virtual or cryptographic currency as may

be added by IO Solutions International Ltd from time to time according to IO Solutions

International Ltd sole discretion ("Crypto Coins"), as well as any other services offered by IO

Solutions International Ltd from time to time , shall be referred to together as the "Services").

By indicating your acceptance to these Terms ("I agree") and/or by accessing or using the Services

you agree that you have read, understood, accept and agree to be bound by these Terms. If you do

not agree to these Terms, do not use the Services. IO Solutions International Ltd reserves the right,

in its sole discretion, to revise or modify these Terms at any time, and you agree to be bound by

such revisions or modifications. You are responsible for reviewing these Terms periodically. Your

continued use of the Services after a change or modification of these Terms has been made will

constitute your acceptance of the revised Terms. If you do not agree to the Terms your only remedy

is to discontinue your use of the Services. If you violate the Terms, IO Solutions International Ltd

reserves the right to immediately terminate or suspend the account you have created using the

Services. You agree that IO Solutions International Ltd need not provide you notice before

terminating or suspending your account.

When using or opening an account with IO Solutions International Ltd on behalf of a company,

entity, or organization (collectively, “Subscribing Organization”), you represent and warrant

that you: (i) are an authorized representative of that Subscribing Organization with the authority

to bind that organization to these Terms and grant the licenses set forth; and (ii) agree to these

Terms on behalf of such Subscribing Organization.

1. THE SITE; YOUR ACCOUNT. USE OF THE SERVICES.

1.1. IO Solutions International Ltd has created a Site that enables users to trade (buy and sell)

Crypto Coins. The transactions made on the Site may be subject to certain limitations, including

with respect to minimum and/or maximum amounts for each transaction. Different limitations may

apply to different Crypto Coins and limitations may be changed from time to time in view of

regulatory changes and/or at IO Solutions International Ltd sole discretion. We may refuse to

perform any transaction at our sole and absolute discretion, including without limitation, in view

of any breach by you of any regulation, policy or these Terms. Unless specifically stated otherwise,

transactions on the Site are irreversible.

1.2. These Terms permit you to use the Site and Services, subject to certain conditions, rights and

obligations. You should only use the Services if you are familiar with cryptocurrencies,

blockchain technology and related issues. We highly recommend learning the basics for the

above before starting to use the Services. Among others, changes may apply to the way

cryptocurrencies may be purchased and used, including without limitations, with respect to

regulatory requirements, reporting, tax issues, know your client’s procedures, anti-money

laundering, etc.

1.3. If you are a registered user using the Services, you are responsible for maintaining the

confidentiality of your account and password and for restricting access to your computer, and you

agree to accept responsibility for all activities that occur under your account or password. You

should keep your password confidential at all times and not share or disclose it to any third party.

You shall be solely liable to any such disclosure. You may not assign or otherwise transfer your

account to any other person or entity. You acknowledge that IO Solutions International Ltd is not

responsible for third party access to your account that results from theft or misappropriation of

your account. IO Solutions International Ltd and its associates reserve the right to refuse or cancel

service before the order is completed, terminate accounts, or remove or edit content in our sole

discretion. If you think that someone has gained access to your account, please immediately reach

out to IO Solutions International Ltd.

1.4. Creation of an account and the use of the Services are permitted only to users of the age of 18

or more. It is your responsibility to provide proof, at IO Solutions International Ltd request, that

you meet this age limitation. We disclaim any liability or loss in case you dishonestly provide

unauthentic proof of your age. You may not: (i) create an account using a false identity or

information, or on behalf of someone other than yourself; (ii) open or use an account or use the

Services, if you are banned under any applicable law or regulation, or by us, from using the

Service; (iii) use your account for commercial purposes other than for utilization of the Services,

and in any case solely for your own personal account; or (iv) use the account for any illegal

conduct.

1.5. The Site, the Services, and the information and content available therein (“IO Solutions

International Ltd Content”) are protected by international copyright and other laws. IO Solutions

International Ltd hereby grants you a limited license to use the IO Solutions International Ltd

Content solely as required to use the Services for your personal, internal private and/or business

purposes. IO Solutions International Ltd is not a bank or financial institution and does not provide

investment or financial advice or consulting services to users of the Services. We are solely the

provider of the Services.

2. LICENSE.

2.1. License. Use of the Site is governed by these Terms. Subject to your compliance with the

Terms, IO Solutions International Ltd grants you a limited, non-assignable, non-transferable, non-

sublicensable, revocable, and non-exclusive license to use the Site solely for your personal or

internal business purposes.

2.2. Updates. The Site and Services are evolving and we may update the Site and Services at any

time, without providing notice.

2.3. Additional Restrictions. By accessing the Services, you agree not to: (a) sell, license, lease,

transfer, assign, reproduce, distribute, host or otherwise exploit the Services or the IO Solutions

International Ltd Content, or any portion thereof; (b) frame or enclose any brand name, trademark,

logo, or other IO Solutions International Ltd Content, (including images, text, audio, video, page

layout or form); (c) use any metatags or other “hidden text” using IO Solutions International Ltd

name or trademarks; (d) copy, modify, translate, adapt, merge, make derivative works of,

disassemble, decompile, reverse compile or reverse engineer any part of the Services; (e) use any

manual or automated software, devices or other processes; (f) access the Site or Services in order

to build a similar or competitive products; (g) copy, reproduce, distribute, republish, download,

display, post or transmit any IO Solutions International Ltd Content except as expressly permitted

herein; and (h) remove or destroy any copyright notices or other proprietary markings contained

on or in the Services or IO Solutions International Ltd Content. IO Solutions International Ltd, its

suppliers and service providers reserve all rights not granted in the Terms. Any unauthorized use

of the Services terminates the agreement between us including the license granted by IO Solutions

International Ltd herein.

2.4. Third-Party Services. The Services may link, incorporate, or may otherwise provide access to,

third party sites, applications or materials that are hosted by another party, including digital

currencies such as Ethereum and Bitcoin or cryptocurrency exchanges such as IO Solutions

International Ltd own proprietary exchange (collectively, “Third Party Services”). You agree that

it is impossible for IO Solutions International Ltd to monitor Third Party Services and that you

access them at your own risk. Do not share any credential, private key, or other sensitive

information with any third party without validating their legitimacy. To the extent Third Party

Services incorporated into or linked to from the Services have terms that differ from these Terms,

you may be required to agree to those terms in order to access the Third-Party Service. We do not

control the terms, policies, or performance of any third party, and are not responsible for any

performance, or failure to perform, of any Third Party Services, including with respect to exchange

rates, processing of transactions, and similar activities. When you click on a link to any Third Party

Service, we will not warn you that you have left the Services and are subject to the terms and

conditions (including privacy policies) of another website or application. IO Solutions

International Ltd does not make any representations with respect to Third Party Services, or their

products or services. You should review applicable terms and policies, including privacy and data

gathering practices, of any Third-Party Services, and should make whatever investigation you feel

necessary or appropriate before proceeding with any transaction with any third party.

3. FEES AND PAYMENT ISSUES.

3.1. In consideration of the Services, IO Solutions International Ltd may charge a commission

and/or other fees, as shall be posted by IO Solutions International Ltd on the Site from time to

time. IO Solutions International Ltd may change such commissions and fees from time to time at

its discretion.

3.2. IO Solutions International Ltd may use third parties to receive funds, to process certain types

of payments, to conduct risk analysis and/or offer Crypto Coins, as applicable for the requested

Service and for the selected payment method ("Third Party Service Providers"). IO Solutions

International Ltd reserves the right to change and replace any Third-Party Service Provider at its

sole discretion. Services provided by Third Party Service Providers are governed exclusively by

the terms of use of such Third-Party Service Providers, and IO Solutions International Ltd has no

responsibility or liability with respect to any of their acts or omissions and any result thereof.

4. USER CONTENT.

You are responsible for all data and information provided or uploaded by you to the Services

(“User Content”), whether publicly posted (i.e., in a user forum, if applicable) or privately

transmitted (i.e., to us in connection with a support request). You are solely responsible for the

accuracy and completeness of User Content you submit and represent and warrant that you have

all rights required in order to post such User Content. We may, in our sole discretion, delete any

User Content that we determine violates these Terms. To the extent that you provide us with or we

may have access to any information that allows us to identify you or any other individual

(“Personal Information”) in connection with your use of the Services, we will preserve,

safeguard, and use such information as set forth in our Privacy Policy.

5. OWNERSHIP.

5.1. IO Solutions International Ltd and its suppliers own all right, title and interest in and to the

Site, Services, and the IO Solutions International Ltd Content. You will not remove, alter or

obscure any copyright, trademark, service mark or other proprietary rights notices incorporated in

or accompanying the Site, Services or the IO Solutions International Ltd Content.

5.2. Trademarks. The IO Solutions International Ltd trademarks and other related graphics, logos,

service marks and trade names used on or in connection with the Services and the Site, are the

trademarks of IO Solutions International Ltd and may not be used without permission in

connection with any third-party products or services. Other trademarks, service marks and trade

names that may appear on or in the Site or Services are the property of their respective owners.

5.3. User Content. You own all intellectual property rights associated with your User Content. By

posting, displaying, sharing or distributing User Content on or through the Services, you grant us,

and any Third Party Services used in connection with the Services, a nonexclusive license to use

the User Content solely for the purpose of operating the Services. Except as prohibited by

applicable law, we may disclose any information in our possession (including User Content) in

connection with your use of the Services, to (a) comply with legal process; (b) enforce these Terms,

safety of IO Solutions International Ltd, our employees, directors or officers, partners and agents,

or members of the public.

5.4. Feedback. You may provide ideas, suggestions, documents, and/or proposals about the

Services to IO Solutions International Ltd through any means (“Feedback”), and you grant IO

Solutions International Ltd a fully paid, royalty-free, perpetual, irrevocable, worldwide, non-

exclusive, and sublicensable right and license to use Feedback for any legitimate purpose.

6. USER CONDUCT.

You may not use the Services for any purpose that is prohibited by the Terms or applicable law.

You will not (and will not permit any third party to) take any action or make available any content

on or through the Services that: (a) infringes any intellectual property rights of any person or entity;

(b) is unlawful, threatening, harassing, defamatory, libelous, deceptive, fraudulent, invasive of

another’s privacy, tortious, obscene, or offensive; (c) is unauthorized or unsolicited advertising,

junk or bulk e-mail; (d) involves commercial activities and/or sales, such as contests, sweepstakes,

barter, advertising, or pyramid schemes; (e) impersonates any person or entity, including any

employee or representative of IO Solutions International Ltd; (f) interferes with the proper

functioning of the Services; (g) engages in any potentially harmful acts directed against the

Services, including violating any security features of the Services, introducing viruses, worms, or

similar harmful code into the Services; or (h) attempts to do any of the foregoing.

You represent and declare that the origin of all of the funds transferred to the Site is from your

own personal finances and that the origin of the money is legitimate and is not related to any illegal

activity. In addition, you represent and declare that you paid all required taxes and other mandatory

payments and have timely filed all required reports with respect to such funds as required by

applicable law.

7. INDEMNIFICATION.

You agree to indemnify and hold IO Solutions International Ltd, its affiliated companies, and their

respective shareholders, officers, employees, agents, partners and licensors (collectively,

the “Indemnified Parties”) harmless from any claims, actions, damages, losses, costs, liabilities

and expenses (including reasonable attorneys’ fees and other expenses) relating to or arising out

of: (a) your use of, or inability to use, the Site and the Services; (b) your violation of the Terms;

property rights or privacy rights, and including any other users of the Services; or (d) your violation

of any applicable laws, rules or regulations and/or third party policies, terms of use, guidelines,

etc. IO Solutions International Ltd may, at its own cost, assume the exclusive defense and control

of any matter otherwise subject to indemnification by you, in which event you will fully cooperate

with IO Solutions International Ltd in asserting any available defenses.

8. DISCLAIMERS.

8.1. Blockchain technology and specifically Crypto Coins are relatively new concepts which are

still being examined and analyzed by governmental entities around the world. Currently, the

Services are, to IO Solutions International Ltd knowledge, not regulated in many jurisdictions

while in other jurisdictions any existing regulation is constantly developing. In the event that a

regulatory entity in any applicable jurisdiction imposes new regulations or other restrictions on the

Services, IO Solutions International Ltd may, in its sole discretion, either modify these Terms, its

internal policies, the Services themselves and/or the Site, or, if IO Solutions International Ltd

deems such actions as required or advisable in order to prevent any adverse effect to its business

or customers, to suspend or terminate the Services or any part thereof, in order to be in full

compliance with such new regulations or restrictions.

8.2. THE SITE AND THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS

AVAILABLE” BASIS. IO SOLUTIONS INTERNATIONAL LTDEXPRESSLY DISCLAIMS

ALL WARRANTIES, REPRESENTATIONS, AND CONDITIONS OF ANY KIND ARISING

FROM OR RELATED TO THESE TERMS OR YOUR USE OF THE SITE OR THE SERVICES,

INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR

A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, USEFULNESS, AUTHORITY,

ACCURACY, COMPLETENESS AND TIMELINESS. YOU ACKNOWLEDGE THAT, TO

THE EXTENT ALLOWED BY APPLICABLE LAW, ALL RISK OF USE OF THE SITE AND

SERVICES RESTS ENTIRELY WITH YOU. IO Solutions International Ltd makes no warranties

or representations with respect to the timeliness of any transactions on the Site (or that any such

transaction shall be performed) or with respect to any rates and/or other financial information

quoted or posted on the Site. Such rates and financial information constitute estimations only and

may not be the final rate for a specific transaction. In addition, such rates and financial information

may be dependent on third party services provider for which IO Solutions International Ltd has no

responsibility whatsoever.

8.3. In addition, IO Solutions International Ltd makes no warranties or representations about the

accuracy or completeness of the content of the Services and/or any content provided therein and

of the content of any sites linked to the Services and assume no liability or responsibility for any:

(i) Errors, mistakes, or inaccuracies of content; (ii) Personal injury or property damage, of any

nature whatsoever, resulting from your access to and use of the Services; (iii) Any unauthorized

access to or use of IO Solutions International Ltd secure servers and/or any and all personal

information and/or financial information stored therein; (iv) Any interruption or cessation of

transmission to or from the Services; (v) Any bugs, viruses, Trojan horses, or the like which may

be transmitted to or through the Services by any third party; or (vi) Any errors or omissions in any

content or for any loss or damage of any kind incurred as a result of the use of any content posted,

emailed, transmitted, or otherwise made available via the Services

8.4. IO SOLUTIONS INTERNATIONAL LTD IS NOT LIABLE, AND YOU AGREE NOT TO

SEEK TO HOLD IO SOLUTIONS INTERNATIONAL LTDLIABLE, FOR THE CONDUCT

OF THIRD PARTIES ON OR ACCESSED VIA THE SERVICES, INCLUDING OPERATORS

OF THIRD PARTY SERVICES AND THIRD PARTY PROPERTIES AND OTHER USERS OF

THE SERVICES, AND THAT THE RISK OF INJURY FROM SUCH THIRD PARTIES RESTS

ENTIRELY WITH YOU.

9. LIMITATION OF LIABILITY.

9.1. In no event will IO Solutions International Ltd, its directors, officers, agents, contractors,

partners and employees, be liable to you or any third person for any special, direct, indirect,

incidental, special, punitive, or consequential damages whatsoever including any lost profits or

lost data arising from your use of the Services or other materials on, accessed through or

downloaded from the Services, whether based on warranty, contract, tort, or any other legal theory,

and whether or not IO Solutions International Ltd has been advised of the possibility of these

damages.

9.2. IN ANY CASE, OUR ENTIRE LIABILITY UNDER ANY PROVISION OF THESE

TERMS SHALL NOT EXCEED AMOUNTS PAID BY YOU DIRECTLY TO US FOR THE

USE OF THE SERVICES HEREUNDER. AS SUCH, IF YOU HAVE NOT MADE ANY

PAYMENTS TO US IN ORDER TO USE THE SERVICES, WE SHALL NOT HAVE ANY

LIABILITY TO YOU WHATSOEVER. The foregoing limitation of liability shall apply to the

fullest extent permitted by law in the applicable jurisdiction.

10. TERM AND TERMINATION.

10.1. These Terms commence on the date when you accept them and remain in full force and effect

for so long as you access or use the Site or the Services, unless terminated earlier in accordance

with these Terms.

10.2. IO Solutions International Ltd may, at any time and for any reason, cease providing any or

all of the Services, and/or terminate these Terms. Without limiting the foregoing, we may also

terminate your access to any or all of the Services if you breach any provision of these Terms or if

IO Solutions International Ltd is required to do so by law, court order, the instruction of a

governmental entity, etc.

11. MISCELLANEOUS.

11.1. In the event that any provision of these Terms is held to be unenforceable, such provision

shall be replaced with an enforceable provision which most closely achieves the effect of the

original provision as permitted by applicable law, and the remaining terms of these Terms shall

remain in full force and effect.

11.2. Nothing in these Terms creates any agency, employment, joint venture, or partnership

relationship between you and us or enables you to act on our behalf.

11.3. Except as may be expressly stated in these Terms, these Terms constitute the entire agreement

between us and you pertaining to the subject matter hereof, and supersedes any other agreements,

understandings or warranties.

11.4. Nothing contained in these Terms shall be construed to limit the actions or remedies available

to us with respect to any prohibited activity or conduct. Non-enforcement of any term of these

Terms does not constitute consent or waiver, and we reserve the right to enforce such term at our

sole discretion. No waiver of any breach or default hereunder shall be deemed to be a waiver of

any preceding or subsequent breach or default.

11.5. We may assign our rights under these terms to any third party. You may not assign your

rights or obligations hereunder except as we expressly permit in writing.

11.6. Any notice to be provided to you pursuant to these Terms may be provided to the email

address or other contact information you have provided to us. By using or visiting the Services,

you agree that the laws of Bulgaria, without regard to principles of conflict of laws and regardless

of your location, will govern these Terms and any dispute of any sort that might arise between you

and us. Any claim or dispute between you and us that arises in whole or in part from your use of

the Service shall be decided exclusively by a court of competent jurisdiction located in Bulgaria,

and you hereby consent to, and waive all defenses of lack of personal jurisdiction and forum non-

convenient with respect to venue and jurisdiction in such.